Securing a Mortgage

Why Use a Mortgage Professional

As a mortgage professional I can guide you through all your options allowing you to make an informed decision based on your current and future needs.

Independent Advice

As an independent mortgage professional, I am not tied to any one lender or range of products. My goal is to help you successfully finance your home or property.

Save Time

I work directly with dozens of lenders and can quickly narrow down a list of those that best suit you, along with negotiating on your behalf.

The Best Rates

I have access to a network of major lenders in Canada so your options are extensive and always the best rates.

No-Cost

There is absolutely no charge for my services in typical residential mortgage transactions!

Qualification

When applying for a mortgage, there are three essential components: your income, your credit, and your downpayment amount.

Income

When it comes to income, the most important thing is to demonstrate consistency and sustainability. Income types include employment, self-employment, seasonal, overtime, pension, and child text credit.

Downpayment

A downpayment is the amount you can immediately contribute towards the cost of your home purchase. As most buyers cannot outright purchase a property, the gap between your downpayment and purchase price is your mortgage loan.

Credit

A credit report is the history of how consistently you meet your financial obligations.

Applying for a Mortgage

Whether you are purchasing a new home, refinancing an existing mortgage, or your mortgage is up for renewal, a mortgage application starts the process.

In Person

Contact me to set up an meeting time that works with your schedule. We will discuss your situation and tailor a mortgage that best suits your needs.

Online

You can start the process by completing the online application at a time that is convenient for you.